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Public Holidays in Singapore 2025: How to Get 48 Days of Holiday Using 15 Days of Annual Leave

Can you believe it’s already 2025? It feels like just yesterday we were planning our New Year’s resolutions and looking ahead to the holidays. Now that we’re in the new year, it’s the perfect time to plan ahead and make the most of your time off.

What’s the best way to kick-start the year? Strategic planning of your leave days, of course. After all, when you’re immersed in work, having a long weekend or a holiday to look forward to can do wonders for your well-being. Plus, with the 2025 Singapore public holiday calendar providing some opportunities for clever planning, you can stretch your annual leave days to create more time off. Imagine this: you could get a grand total of 48 days off by using just 15 days of annual leave. Sounds too good to be true? Keep reading to learn how you can make it happen.

Singapore’s Public Holidays in 2025

Public Holidays in Singapore 2025: How to Get 48 Days of Holiday Using 15 Days of Annual Leave

In 2025, there are 11 official public holidays in Singapore. Here’s a quick look at them:

  • New Year’s Day – 1 Jan 2025 (Wednesday)
  • Chinese New Year – 29 Jan 2025 (Wednesday) & 30 Jan 2025 (Thursday)
  • Hari Raya Puasa – 31 Mar 2025 (Monday)
  • Good Friday – 18 Apr 2025 (Friday)
  • Labour Day – 1 May 2025 (Thursday)
  • Vesak Day – 12 May 2025 (Monday)
  • Hari Raya Haji – 7 Jun 2025 (Saturday)
  • National Day – 9 Aug 2025 (Saturday)
  • Deepavali – 20 Oct 2025 (Monday)
  • Christmas Day – 25 Dec 2025 (Thursday)

Out of these 11 holidays, four will create long weekends:

  • Hari Raya Puasa – 31 Mar 2025 (Monday)
  • Good Friday – 18 Apr 2025 (Friday)
  • Vesak Day – 12 May 2025 (Monday)
  • Deepavali – 20 Oct 2025 (Monday)

That’s already 12 days of holidays, but with a little planning, you can take advantage of mid-week public holidays and stretch your time off to 48 days. Let’s dive into how to do that.

How to Maximize Your Public Holidays in 2025

Long weekends are pretty straightforward, but it’s the mid-week public holidays that require a bit of clever planning. For 2025, five holidays fall on Wednesdays or Thursdays, which gives you a chance to extend your time off. Here’s how you can plan:

1. New Year’s Day – 1 Jan 2025 (Wednesday)

  • Take leave: Monday, Tuesday, Thursday, Friday
  • Leave days: 4
  • Vacation days: 9 (Saturday-Sunday, Monday-Friday, Saturday-Sunday)

With just four leave days, you can turn New Year’s Day into a 9-day break, including the weekends.

2. Chinese New Year – 29 Jan 2025 (Wednesday) & 30 Jan 2025 (Thursday)

  • Take leave: Monday, Tuesday, Friday
  • Leave days: 3
  • Vacation days: 9 (Saturday-Sunday, Monday-Friday, Saturday-Sunday)

By taking leave on the surrounding days, you’ll get a 9-day holiday with just three days of annual leave.

3. Labour Day – 1 May 2025 (Thursday)

  • Take leave: Monday, Tuesday, Wednesday, Friday
  • Leave days: 4
  • Vacation days: 9 (Saturday-Sunday, Monday-Friday, Saturday-Sunday)

If you’re planning to have a long weekend, consider taking Monday through Wednesday off, which gives you an entire 9-day break.

4. Christmas Day – 25 Dec 2025 (Thursday)

  • Take leave: Monday, Tuesday, Wednesday, Friday
  • Leave days: 4
  • Vacation days: 9 (Saturday-Sunday, Monday-Friday, Saturday-Sunday)

Another long break made possible by strategic leave planning! By taking four days off, you can create a 9-day holiday from Christmas.

Totaling Up: How 15 Days of Annual Leave Becomes 48 Days Off

Here’s how your holiday days add up when you follow the above suggestions:

  • Long weekends (from holidays that fall on Mondays or Fridays) – 12 days (Hari Raya Puasa, Good Friday, Vesak Day, Deepavali)
  • Strategic leave (for mid-week holidays like New Year’s Day, Chinese New Year, Labour Day, and Christmas) – 36 days (9 days each for New Year’s Day, Chinese New Year, Labour Day, and Christmas)

With 15 days of annual leave, you can enjoy a total of 48 days off in 2025. That’s nearly two months of time off, just by planning your leave days around the public holidays.

Tips for Smooth Travel Plans

With all these holidays, it’s no surprise that many will be planning overseas vacations. If you’re one of them, here are some essential tips to ensure your travel goes smoothly:

1. Avoid School Holidays

Singaporeans love to travel, and so do schoolchildren and their families. If you’re not a parent, you might want to avoid the peak travel periods around school holidays, which are usually filled with large crowds. In 2025, the main school holiday periods are:

  • March 15-23 (Between Terms I & II)
  • May 31-June 29 (Between Semesters I & II)
  • September 6-14 (Between Terms III & IV)
  • November 22-December 31 (End of school year)

Traveling outside these dates will help you avoid overcrowded airports and tourist spots.

2. Use a Digital Multi-Currency Wallet

Foreign exchange fees can eat into your travel budget. A digital multi-currency wallet like YouTrip or Instarem’s Amaze Card can help you avoid foreign transaction fees. YouTrip, for instance, offers 0% foreign transaction fees and supports over 150 currencies. By using these services, you can save on currency conversion and streamline your spending while traveling.

3. Maximize Miles with a Miles Card

If you’re serious about travel, using a miles card for your purchases is a great way to earn points that can be redeemed for flight upgrades or free flights. For instance, the Citi PremierMiles Card gives up to 10 miles per dollar on selected hotel and flight bookings, and many miles cards offer travel perks like lounge access and complimentary travel insurance.

4. Exchange Money in Advance

Planning ahead for currency exchange can save you from poor rates at airports. Make sure to check the best money changers in Singapore or use a multi-currency card to minimize fees. You can also avoid multiple exchanges if you’re traveling to several countries by using a digital wallet with multiple currencies.

5. Get Travel Insurance

Travel insurance may not be the most exciting thing to think about, but it’s essential. Ensure that you have comprehensive coverage that includes medical emergencies, trip cancellations, and lost baggage. Travel insurance offers peace of mind, so you can enjoy your vacation without worrying about unexpected mishaps.

Final Thoughts

Public Holidays in Singapore 2025: How to Get 48 Days of Holiday Using 15 Days of Annual Leave

The year ahead offers ample opportunities to make the most of your public holidays with strategic planning. By taking just 15 days of annual leave, you can turn them into 48 days off—a fantastic way to recharge, take that long-awaited trip, or simply enjoy some quality time with friends and family. Planning ahead, avoiding peak travel times, and using smart financial tools can make your 2025 travel experiences more enjoyable and stress-free. Here’s to a year of well-deserved relaxation and unforgettable adventures!

Learn more about: Friendly Trips from Singapore in 2025: Top 3D2N Destinations

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Friendly Trips from Singapore in 2025: Top 3D2N Destinations

Need a quick break or a refreshing change of scenery? Lucky for us in Singapore, there’s no shortage of incredible destinations just a short hop away. Whether you’re a family with young kids, a couple looking for romance, or a solo traveler seeking new experiences, these 3D2N trips promise adventure, relaxation, and unforgettable memories.

Let’s explore the best spots for a quick getaway, complete with activities to make the most of your time.

Top 3D2N Destinations

Friendly Trips from Singapore in 2025: Top 3D2N Destinations

Johor Bahru: A Quick and Easy Escape

Why Visit
Johor Bahru (JB) is the ultimate go-to for Singaporeans seeking an easy and convenient getaway. Just a stone’s throw across the Causeway, it’s ideal for families with young children or anyone who values a short, fuss-free journey. JB is renowned for its shopping, delicious food, and vibrant activities, catering to visitors of all ages.

What to Do
JB offers a variety of accommodations at attractive prices, with some hotels boasting views of Singapore’s skyline. Popular choices include DoubleTree by Hilton Hotel, KSL Hotel & Resort, and Capri by Fraser Johor Bahru, known for their great locations and excellent service.

When in JB, head to Legoland Malaysia for a day of family-friendly fun. Alternatively, indulge in café hopping along Jalan Trus, Jalan Pahlawan, or Jalan Dhoby, and explore night markets for unique local dishes. If shopping is your priority, check out Sunway Big Box Retail Park, R&F Mall, or Paradigm Mall for fantastic retail experiences.

History and culture enthusiasts can visit iconic landmarks like the Red House Johor Bahru, Johor Bahru Old Railway Station, and a variety of stunning religious sites. Afterward, unwind at Danga Bay, where you can enjoy picturesque seafront views, ride the ferris wheel, or race bumper cars with your kids.

Getting There
You can take a public bus or the KTM train to JB, making travel both affordable and convenient.

Desaru, Johor: A Coastal Adventure

Why Visit
For those yearning for a tranquil coastal retreat, Desaru is a fantastic choice. This charming town offers everything from thrilling water sports and fresh seafood by the beach to farm tours and luxurious beachside resorts. It’s an all-in-one destination perfect for families, couples, and solo travelers alike.

What to Do
Desaru’s beaches are a haven for adrenaline junkies, offering activities like parasailing, jet-skiing, and high ropes courses. Families can also spend hours enjoying the Adventure Waterpark Desaru Coast, which features over 20 exciting rides.

If you’re looking for something different, visit Desaru Ostrich Farm or Desaru Fruit Farm, where you can interact with nature in ways not typically available in Singapore.

For accommodation, consider staying at The Westin Desaru Coast Resort, Tunamaya Beach & Spa Resort, or Amerald Resort Hotel. These resorts are designed to help you relax and come with packages that make planning your holiday a breeze.

Getting There
Reach Desaru by taking a ferry from Changi Ferry Terminal, a scenic journey that sets the tone for a relaxing trip.

Bintan: The Perfect Island Retreat

Why Visit
Just 50 minutes away by ferry, Bintan is a stunning island getaway offering pristine beaches, luxurious resorts, and a range of activities. Whether you’re into water sports, nature exploration, or spa retreats, Bintan promises a memorable holiday experience.

What to Do
Bintan is renowned for its water sports and breathtaking beachfront views, but there’s more to explore! Hike up Gunung Bintan, the island’s highest peak, where you’ll encounter a majestic waterfall and towering trees that are over 40 meters tall. For something more unique, visit the Gurun Pasir Busung desert, a hidden gem that offers a striking contrast to Bintan’s tropical landscape.

Stay in style at ANMON Resort Bintan for a luxurious glamping experience, or opt for all-inclusive family fun at Club Med Bintan Island. For those seeking beachside comfort, Cassia Bintan provides easy access to activities and facilities under the Banyan Tree brand.

Getting There
Ferries to Bintan depart from Tanah Merah Ferry Terminal, ensuring a hassle-free journey.

Batam: A Blend of Adventure and Relaxation

Why Visit
Batam is a perennial favorite for its vibrant mix of natural beauty, thrilling activities, and cultural richness. From indulging in water sports to exploring traditional stilt houses, there’s something for everyone.

What to Do
Get your adrenaline pumping with activities like flyboarding, wakeboarding, and parasailing. For family-friendly fun, try paintball, archery, or the flying fox designed for kids.

Batam’s cultural charm is another highlight. Visit Tanjung Uma, a fishing village with stilt houses perched above the sea, offering a glimpse into a traditional way of life. For a modern twist, enjoy retail therapy at Nagoya Hill Shopping Mall, Grand Batam Shopping Centre, or BCS Mall.

Getting There
Ferries to Batam are available from Tanah Merah Ferry Terminal or Harbourfront Terminal, making it a convenient destination for short trips.

Kuala Lumpur: A Cosmopolitan Escape

Why Visit
Kuala Lumpur (KL), Malaysia’s bustling capital city, is a delightful mix of urban sophistication and cultural heritage. With its iconic skyline, exciting shopping districts, and rich history, KL is perfect for those seeking a vibrant city experience.

What to Do
Start your KL adventure at the KL Forest Eco Park, a nature reserve in the heart of the city, featuring canopy walkways and scenic trails. For shopping enthusiasts, KL is a paradise. Tech lovers can explore Lowyat Plaza, while Pavilion Mall and Suria KLCC cater to fashion and luxury shoppers.

Cultural sites are abundant in KL. Don’t miss the Sultan Abdul Samad Jamek Mosque, Guan Di Temple, or Sri Mahamariamman Temple. Before heading home, pick up unique souvenirs at Central Market (Pasar Seni).

Getting There
KL is just an hour’s flight from Changi Airport. Alternatively, you can drive (around 3.5 hours) or take a bus (5 hours) for a road trip experience.

Why Travel Insurance Matters

Now that you have a lineup of exciting destinations to consider, it’s time to start planning your next adventure! While a fun-filled trip is always the goal, ensuring peace of mind is equally important. A comprehensive travel insurance plan not only protects you and your family from unexpected mishaps but also offers flexibility for changes in your travel schedule.

With coverage tailored for short trips, you can relax knowing your loved ones are well-protected, leaving you free to enjoy every moment of your getaway.

Final Thoughts

Friendly Trips from Singapore in 2025: Top 3D2N Destinations

From the bustling streets of Johor Bahru to the tranquil beaches of Desaru, Bintan, and Batam, or the cosmopolitan vibes of Kuala Lumpur, these destinations near Singapore offer a mix of activities for every type of traveler. Whether you’re seeking adventure, relaxation, or cultural exploration, there’s a 3D2N getaway waiting for you. Start planning, pack your bags, and get ready for a memorable escape in 2025!

Learn more about: Best Things To Do in Singapore During Chinese New Year

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Best Things To Do in Singapore During Chinese New Year

Chinese New Year (CNY) is one of the most vibrant and significant celebrations in Singapore. The city comes alive with festive lights, cultural performances, and culinary delights that reflect the rich traditions of the Chinese community. Whether you’re a local or a visitor, there’s something magical about experiencing Chinese New Year in Singapore. Here’s a guide to the best things you can do during this festive period.

Best Things To Do in Singapore During Chinese New Year

Best Things To Do in Singapore During Chinese New Year

1. Explore Chinatown’s Festive Bazaar and Street Light-Up

Chinatown is the heart of Chinese New Year celebrations in Singapore. Start your journey by visiting the bustling festive bazaar, where vendors sell everything from traditional snacks to intricate decorations.

Don’t miss the dazzling street light-up that illuminates the area with themed lanterns and motifs, often inspired by the zodiac animal of the year. You can also catch cultural performances such as lion dances and traditional music in the evenings.

Pro Tip: Visit during the evenings to fully enjoy the lights and soak in the lively atmosphere.

2. Watch the Chingay Parade

The Chingay Parade is Singapore’s largest street performance and float parade, held annually during the Chinese New Year period. This multicultural extravaganza features dazzling floats, colorful costumes, and performances by local and international groups.

The parade is a celebration of Singapore’s diversity, showcasing not just Chinese culture but also Malay, Indian, and other ethnic traditions. It’s a must-see event that highlights the unity and harmony of the nation.

3. Enjoy Reunion Dinners and Traditional Foods

Food is an integral part of Chinese New Year celebrations. Many families gather for reunion dinners, where dishes like yu sheng (prosperity toss salad), pen cai (a luxurious one-pot dish), and nian gao (sticky rice cake) are served.

If you’re not invited to a private reunion dinner, fret not. Many restaurants and hotels offer festive menus featuring these traditional delicacies. Book early, as spots fill up quickly during this period.

Pro Tip: Don’t miss the chance to partake in the yu sheng tossing ritual for good fortune!

4. Visit Gardens by the Bay for Festive Floral Displays

Gardens by the Bay never fails to impress, and during Chinese New Year, it becomes even more enchanting. The Flower Dome hosts a special floral display themed around the zodiac animal and Chinese New Year traditions.

Take a leisurely stroll amidst blooming flowers and intricate decorations that tell stories of Chinese culture and folklore. This is a great spot for photography enthusiasts and families looking for a serene yet festive outing.

5. Experience Lion Dances Across the City

Lion dances are a hallmark of Chinese New Year, believed to bring good luck and drive away evil spirits. During the festive period, lion dance troupes perform at shopping malls, community centers, and even some residential areas.

Look out for traditional drum performances accompanying the lion dance—the rhythmic beats add to the excitement and festivity.

Pro Tip: Shopping malls often schedule performances, so check their event calendars for timings.

6. Participate in Festive Temple Visits

For those interested in the spiritual side of Chinese New Year, a visit to iconic temples like the Buddha Tooth Relic Temple or Thian Hock Keng Temple is a must. These temples are beautifully adorned with festive decorations and see a steady stream of worshippers offering prayers for a prosperous year ahead.

7. Shop for Goodies at Chinese New Year Markets

Beyond Chinatown, you can explore other festive markets at places like Tanjong Pagar and community centers across Singapore. These markets are perfect for stocking up on goodies like pineapple tarts, bak kwa (barbecued pork slices), and other CNY snacks.

You’ll also find unique decorations and gifts to bring home a piece of the festive spirit.

8. Catch Fireworks and Countdown Celebrations

Ring in the Lunar New Year with spectacular fireworks displays at Marina Bay or other designated locations. The vibrant colors lighting up the night sky symbolize joy and prosperity.

In some areas, you can also join countdown celebrations featuring live performances, games, and more.

9. Learn About Chinese Culture Through Exhibitions and Workshops

Many cultural institutions and museums, such as the Asian Civilisations Museum, host special exhibitions and workshops during Chinese New Year. These activities are great for learning about the history and significance of the festival.

Try your hand at traditional crafts like calligraphy or lantern-making, which make for memorable souvenirs.

10. Enjoy Family-Friendly Activities

Chinese New Year is a time for families to come together. If you’re visiting with kids, consider activities like crafting sessions, storytelling events, and themed park outings.

Places like Universal Studios Singapore or Sentosa often feature Chinese New Year-themed attractions and performances, making it fun for all ages.

Final Thoughts

Best Things To Do in Singapore During Chinese New Year

Chinese New Year in Singapore is a unique blend of tradition and modernity, offering something for everyone. Whether you’re here to immerse yourself in cultural experiences, savor festive delicacies, or simply enjoy the lively atmosphere, the city’s celebrations will leave you with cherished memories.

So, put on your best red outfit, embrace the festive spirit, and make the most of this joyous season!

Learn more about: Avoiding Debt Singapore 2025

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Avoiding Debt Singapore 2025

In the bustling city-state of Singapore, the cost of living continues to rise, and managing finances effectively has never been more critical. For many, the allure of a comfortable lifestyle, complete with gadgets, vacations, and luxurious purchases, can lead to a dangerous spiral of debt. Avoiding debt in 2025 requires a proactive approach and a keen understanding of personal finance. Here are practical strategies to stay financially secure in Singapore this year.

How To Avoid Debt

Avoiding Debt in 2025

1. Understand the Cost of Living in Singapore

Singapore is one of the most expensive cities in the world. Housing, transportation, healthcare, and daily expenses can quickly add up. Knowing where your money goes each month is the first step to avoiding debt. Take stock of your monthly expenses and categorize them into needs, wants, and savings.

Key Tip:

Use budgeting tools or apps to track your expenses. Apps like Seedly and Monny are popular in Singapore for managing finances and analyzing spending habits.

2. Build and Stick to a Budget

Creating a budget is essential for financial health. A good rule of thumb is the 50/30/20 rule: allocate 50% of your income to necessities, 30% to discretionary spending, and 20% to savings or debt repayment. Adjust this ratio based on your financial goals.

Action Plan:

  • List all your income sources and fixed expenses (e.g., rent, utilities, loans).
  • Identify areas to cut back, such as dining out or subscriptions.
  • Review your budget monthly and make necessary adjustments.

3. Prioritize Saving Before Spending

One of the golden rules of personal finance is to save before you spend. Treat your savings like a fixed expense and automate the process to ensure consistency.

Savings Tips:

  • Open a high-interest savings account, such as those offered by DBS Multiplier or OCBC 360.
  • Set up automatic transfers to your savings account on payday.
  • Aim to save at least 6-12 months’ worth of expenses for emergencies.

4. Avoid Lifestyle Inflation

As your income grows, it’s tempting to upgrade your lifestyle. This phenomenon, known as lifestyle inflation, is one of the leading causes of debt.

How to Combat Lifestyle Inflation:

  • Focus on needs rather than wants.
  • Resist the pressure to keep up with peers or social media trends.
  • Regularly review financial goals to stay grounded.

5. Manage Credit Card Usage Wisely

Credit cards can be a double-edged sword. While they offer convenience and rewards, they can also lead to high-interest debt if not managed responsibly.

Best Practices for Credit Card Use:

  • Pay off your balance in full every month to avoid interest charges.
  • Limit credit card use to essential purchases.
  • Use rewards strategically, such as cashback for groceries or dining.

6. Avoid “Buy Now, Pay Later” Pitfalls

“Buy Now, Pay Later” (BNPL) schemes have become increasingly popular, but they can encourage overspending and lead to debt if payments are missed.

Tips to Avoid BNPL Traps:

  • Treat BNPL like a loan and ensure you have the funds to pay it off.
  • Limit your usage to small, manageable amounts.
  • Always read the terms and conditions to understand late payment penalties.

7. Educate Yourself About Financial Products

In Singapore, there are various financial products available, from loans to insurance policies. It’s crucial to understand their terms, benefits, and risks before committing.

Smart Steps:

  • Research thoroughly before taking up any loan or policy.
  • Compare options using platforms like SingSaver.
  • Consult a financial advisor for personalized advice.

8. Build an Emergency Fund

Unexpected expenses, such as medical emergencies or job loss, can lead to financial stress. An emergency fund acts as a buffer to prevent debt.

How to Start:

  • Begin by saving 3-6 months of essential expenses.
  • Keep your emergency fund in a separate, easily accessible account.
  • Replenish the fund if used.

9. Invest Wisely for the Future

While saving is crucial, investing can help grow your wealth and counteract inflation. However, reckless investing can lead to financial losses and debt.

Investment Tips:

  • Diversify your portfolio to manage risk.
  • Start with low-risk options, such as CPF top-ups or Singapore Savings Bonds.
  • Avoid speculative investments unless you have a thorough understanding of the market.

10. Seek Professional Advice When Needed

If you find yourself struggling with debt or financial planning, don’t hesitate to seek help. Financial advisors, debt counselors, and nonprofit organizations in Singapore can provide guidance.

Resources:

  • Credit Counselling Singapore (CCS): Offers debt management programs.
  • Financial advisors: Help you create a tailored financial plan.
  • Free workshops and courses: Check out SkillsFuture for financial literacy programs.

11. Develop Disciplined Spending Habits

Avoiding debt is not just about earning more or saving; it’s about disciplined spending.

Practical Strategies:

  • Wait 24 hours before making non-essential purchases.
  • Use cash instead of cards to limit spending.
  • Avoid impulse buys by making a shopping list.

12. Plan for Big Expenses

Major expenses, such as weddings, home renovations, or education, require careful planning to avoid loans or credit reliance.

How to Prepare:

  • Save gradually over time for big-ticket items.
  • Consider alternatives, such as smaller-scale events or partial payments.
  • Leverage government grants and schemes where applicable.

13. Stay Informed About Financial Trends

The financial landscape is constantly evolving, and staying informed can help you make better decisions.

What to Watch:

  • Changes in interest rates.
  • Updates on government policies affecting personal finance.
  • New tools and technologies for budgeting and saving.

Final Thoughts

Avoiding Debt in 2025

Avoiding debt in 2025 requires a mix of discipline, planning, and financial literacy. By understanding your expenses, setting clear goals, and making informed decisions, you can achieve financial freedom and peace of mind. Remember, the key is not just to earn more but to manage your resources wisely. Start today, and your future self will thank you.

Learn more about: Navigating Holiday Finances: Tips for a Stress-Free Season