Monthly Archives: December 2025

Retirement has long been seen as a milestone that follows a predictable path: work hard, pay your dues, and step aside when the time comes. But the reality of today’s workplaces is far more nuanced. While companies have made strides in embracing diversity and creating inclusive environments, age-related biases persist—sometimes subtly, sometimes not so subtly.

At 53, I find myself at a stage where colleagues and even leadership occasionally treat my career as if it’s winding down, even though I feel far from ready to step away. I’ve reached a point where I must grapple with the pressure to retire while also asserting that the timing of such a decision should ultimately rest in my hands.

The Subtle Signs of Age Bias

Over the years, I’ve built a career that spans more than two decades, moving from a junior role into senior management. I’ve handled projects of varying scales, led diverse teams, and cultivated a wealth of expertise that continues to shape my organisation. And yet, despite this experience, I sometimes feel overlooked.

New initiatives often see younger colleagues appointed as project leads. I notice that some of the more challenging assignments—and the client-facing opportunities that come with them—are gradually offered to fresh talent. Meanwhile, offhand comments about my “retirement plans” or “taking it easy” have crept into casual conversations at work. Questions like, “Are you tired from all these years?” or “Looking forward to slowing down?” are posed as if a person’s worth diminishes with age.

It’s a subtle, insidious pressure: the assumption that older employees should naturally ease out of the workforce. And yet, for me, this assumption couldn’t be further from reality. I feel as capable today as I did ten years ago, and in many ways, I am more prepared to take on complex challenges because of the experience I have accumulated.

Retirement Should Be My Choice

Facing these moments, I can’t help but ask myself: Is it really time to retire, or am I letting others’ expectations dictate the pace of my life? I still feel vibrant, capable, and driven. My desire to contribute, to learn, and to grow professionally hasn’t faded.

Age brings experience, insight, and perspective. Pair that with the energy and fresh ideas of younger colleagues, and it creates an unbeatable combination. Choosing when to retire shouldn’t be dictated by arbitrary societal norms or the quiet nudges of others—it should be based on an honest evaluation of one’s abilities, goals, and circumstances.

Retirement is often framed as an inevitable endpoint rather than a personal choice. But reframing it as a decision allows individuals like me to retain control over our career paths, rather than being pushed toward an exit by subtle workplace pressures or ageist assumptions.

Why I’m Choosing to Keep Working

Several practical and personal reasons drive my decision to remain active in the workforce.

Financial Preparedness
Even with years of savings and investments, I still have ongoing responsibilities. Daily expenses, family commitments, and the desire to maintain a comfortable lifestyle all factor into my choice. My children still have several years of schooling and other life expenses, and I want to ensure I can provide them with the support they need without compromising my own financial security. Moreover, I want to continue saving so that when retirement does come, it is truly a time of comfort, not anxiety.

Many people underestimate how long retirement can last. With life expectancy steadily increasing, retiring too early without a robust financial plan can create stress and limit options later. Continuing to work allows me to boost my retirement fund and maintain flexibility for the future.

Purpose and Fulfilment
Work is more than just a source of income—it is a source of purpose. Every day presents opportunities to solve problems, tackle new challenges, and engage with colleagues in ways that keep the mind sharp and the spirit motivated. The thought of stepping away while I still feel capable and inspired is simply not appealing.

The professional environment also provides social engagement and intellectual stimulation that cannot easily be replicated elsewhere. It’s one thing to enjoy hobbies, volunteer, or travel—but being part of a dynamic workplace allows me to contribute meaningfully while learning continuously.

Staying Relevant and Adding Value

Acknowledging that the workplace is constantly evolving, I know I must remain proactive in staying relevant.

For starters, I’ve begun exploring professional development opportunities such as courses offered through SkillsFuture, which allow me to stay up-to-date with current trends and tools in my field. Whether it’s leveraging cloud-based technology, applying new marketing strategies, or understanding innovative management frameworks, I aim to keep my skill set current.

At the same time, I embrace the value that younger colleagues bring. By remaining open to learning from them—especially their insights on emerging technologies, social media, and contemporary problem-solving approaches—I ensure that my experience is complemented by fresh perspectives.

Staying relevant is not just about learning new skills; it’s also about adapting one’s mindset. I make it a point to approach change with curiosity rather than resistance. This has allowed me to lead projects successfully while embracing innovative methods that younger team members might champion.

Sharing Knowledge and Mentoring

Another way I plan to continue contributing meaningfully is through mentoring. With years of experience managing complex projects, leading teams, and engaging with clients, I have knowledge to pass on. Participating in mentoring programs allows me to guide younger professionals through practical challenges—from understanding client briefs to mastering presentations and building client relationships.

Mentoring is mutually beneficial. While I share practical strategies and insights, I also gain perspective from mentees, learning about their approach to modern challenges and keeping my own understanding of the workforce dynamic. This two-way learning strengthens my value and keeps me engaged professionally.

Exploring Future Paths

Even while committed to my current role, I am thinking ahead. The idea of starting a consultancy firm appeals to me, allowing me to leverage my expertise while enjoying flexibility and autonomy. This path could open doors to personal interests, networking opportunities, and the chance to apply my skills in new, fulfilling ways.

I am also considering part-time consultancy or advisory roles that allow me to share my experience without the full-time commitment. This hybrid approach to retirement—gradually stepping back while maintaining meaningful engagement—feels like a sustainable way to balance professional satisfaction with personal priorities.

The Importance of Financial Planning

Whether or not you plan to retire soon, financial preparedness is non-negotiable. Having a robust financial plan gives you the freedom to make choices that align with your personal and professional goals rather than reacting to external pressures. Retirement should not be a reactive decision imposed by age or workplace culture—it should be a deliberate choice enabled by careful planning.

Investing in your financial literacy, savings, and retirement accounts ensures that when you do decide to step away from full-time work, it is on your own terms, with security and peace of mind. The confidence that comes from knowing your finances are in order cannot be overstated—it transforms retirement from a source of anxiety into an opportunity for personal growth.

Redefining Retirement

At 53, I see retirement not as an abrupt exit from the workforce but as a continuum of options. It can be full retirement, phased retirement, consultancy, or part-time engagement. The key is to redefine what retirement means for you personally, without succumbing to societal expectations or workplace pressure.

For many of us, retirement is less about age and more about readiness—financial, emotional, and intellectual. By choosing when and how to retire, we maintain agency over our careers and lives. This approach allows professionals to stay active, relevant, and fulfilled long after the traditional retirement age.