{"id":2856,"date":"2025-04-07T11:00:00","date_gmt":"2025-04-07T03:00:00","guid":{"rendered":"https:\/\/sg-financialadvice.com\/UnderstandingCareshieldLife\/?p=2856"},"modified":"2025-03-25T11:52:43","modified_gmt":"2025-03-25T03:52:43","slug":"cpf-members-to-continue-earning-extra-interest-in-q2-2025","status":"publish","type":"post","link":"https:\/\/sg-financialadvice.com\/UnderstandingCareshieldLife\/cpf-members-to-continue-earning-extra-interest-in-q2-2025\/","title":{"rendered":"CPF Members to Continue Earning Extra Interest in Q2 2025"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"2856\" class=\"elementor elementor-2856\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a0abf92 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a0abf92\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"aux-parallax-section elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8c7d6fe\" data-id=\"8c7d6fe\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4e2992c elementor-widget elementor-widget-text-editor\" data-id=\"4e2992c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Singaporeans can expect continued growth in their CPF savings as the Central Provident Fund (CPF) Board and Housing Board announced on March 12 that extra interest rates will remain unchanged for the second quarter of 2025. This initiative is part of the Government\u2019s ongoing commitment to enhancing the retirement savings of CPF members, ensuring they have a secure financial future.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db1d723 elementor-widget elementor-widget-heading\" data-id=\"db1d723\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Extra Interest Benefits for CPF Members<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d27eae8 elementor-widget elementor-widget-image\" data-id=\"d27eae8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"940\" height=\"788\" src=\"https:\/\/i0.wp.com\/sg-financialadvice.com\/UnderstandingCareshieldLife\/wp-content\/uploads\/2025\/03\/2-1.png?fit=940%2C788&amp;ssl=1\" class=\"attachment-full size-full wp-image-2859\" alt=\"\" srcset=\"https:\/\/i0.wp.com\/sg-financialadvice.com\/UnderstandingCareshieldLife\/wp-content\/uploads\/2025\/03\/2-1.png?w=940&amp;ssl=1 940w, https:\/\/i0.wp.com\/sg-financialadvice.com\/UnderstandingCareshieldLife\/wp-content\/uploads\/2025\/03\/2-1.png?resize=200%2C168&amp;ssl=1 200w\" sizes=\"(max-width: 940px) 100vw, 940px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-adc3294 elementor-widget elementor-widget-text-editor\" data-id=\"adc3294\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">CPF members, regardless of age, will continue to receive additional interest on their savings. The extra interest structure is as follows:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>For members below 55 years old<\/b><span style=\"font-weight: 400;\">: They will earn an extra <\/span><b>1% interest<\/b><span style=\"font-weight: 400;\"> on the first <\/span><b>$60,000<\/b><span style=\"font-weight: 400;\"> of their combined CPF balances, with a cap of <\/span><b>$20,000<\/b><span style=\"font-weight: 400;\"> for their Ordinary Account (OA).<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>For members aged 55 and above<\/b><span style=\"font-weight: 400;\">: They will receive an additional <\/span><b>2% interest<\/b><span style=\"font-weight: 400;\"> on the first <\/span><b>$30,000<\/b><span style=\"font-weight: 400;\"> of their combined balances (capped at $20,000 for OA) and an extra <\/span><b>1% interest<\/b><span style=\"font-weight: 400;\"> on the next <\/span><b>$30,000<\/b><span style=\"font-weight: 400;\">.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">This means that older CPF members, who are closer to or already in retirement, receive a higher boost in their savings, reinforcing the Government\u2019s effort to support senior citizens in maintaining financial stability.<\/span><\/p><h3><span style=\"color: #4d0aa4;\">Allocation of Extra Interest<\/span><\/h3><p><span style=\"font-weight: 400;\">The additional interest earned on the OA balances will be redirected into either the member\u2019s Special Account (SA) or Retirement Account (RA), further strengthening their long-term savings.<\/span><\/p><p><span style=\"font-weight: 400;\">For those aged 55 and above who are enrolled in <\/span><b>CPF Life<\/b><span style=\"font-weight: 400;\">, the extra interest will still be credited based on their combined CPF balances, including savings allocated for CPF Life. This ensures that retirees continue to see growth in their CPF funds, which provides them with lifelong monthly payouts from the age of 65.<\/span><\/p><h3><span style=\"color: #4d0aa4;\">CPF Life: Securing Retirement with Lifelong Payouts<\/span><\/h3><p><span style=\"font-weight: 400;\">CPF Life remains a cornerstone of Singapore\u2019s retirement system, offering members <\/span><b>monthly payouts for as long as they live<\/b><span style=\"font-weight: 400;\">. This annuity scheme ensures that retirees do not outlive their savings, providing a steady stream of income to support their retirement needs.<\/span><\/p><p><span style=\"font-weight: 400;\">The continuation of extra interest rates in Q2 2025 will help CPF Life participants accumulate more savings, further securing their retirement income.<\/span><\/p><h3><span style=\"color: #4d0aa4;\">CPF Interest Rates in Q2 2025<\/span><\/h3><p><span style=\"font-weight: 400;\">In addition to the extra interest, the base interest rates for CPF savings will remain unchanged in the second quarter of 2025:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Special, MediSave, and Retirement Accounts<\/b><span style=\"font-weight: 400;\">: Will continue to earn a <\/span><b>floor rate of 4% per annum<\/b><span style=\"font-weight: 400;\">. This is because the pegged rate, which is based on the <\/span><b>12-month average yield of 10-year Singapore Government Securities plus 1%<\/b><span style=\"font-weight: 400;\">, has remained below the floor rate.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Ordinary Account (OA)<\/b><span style=\"font-weight: 400;\">: Will continue to earn the <\/span><b>floor rate of 2.5% per annum<\/b><span style=\"font-weight: 400;\">, as the pegged rate remains below this level.<\/span><\/li><\/ul><h3 style=\"text-align: left;\"><span style=\"color: #4d0aa4;\">Impact on HDB Housing Loan Interest Rates<\/span><\/h3><p><span style=\"font-weight: 400;\">Since <\/span><b>HDB housing loan interest rates<\/b><span style=\"font-weight: 400;\"> are directly linked to CPF OA interest rates (pegged at <\/span><b>0.1% above OA rates<\/b><span style=\"font-weight: 400;\">), the concessionary interest rate for HDB housing loans will remain at <\/span><b>2.6% per annum<\/b><span style=\"font-weight: 400;\"> in Q2 2025. This stability ensures that homeowners continue to enjoy predictable and manageable mortgage repayments.<\/span><\/p><h3><span style=\"color: #4d0aa4;\">What This Means for CPF Members<\/span><\/h3><p><img decoding=\"async\" data-recalc-dims=\"1\" class=\"aligncenter wp-image-2861\" src=\"https:\/\/i0.wp.com\/sg-financialadvice.com\/UnderstandingCareshieldLife\/wp-content\/uploads\/2025\/03\/4-1.png?resize=700%2C587&#038;ssl=1\" alt=\"\" width=\"700\" height=\"587\" srcset=\"https:\/\/i0.wp.com\/sg-financialadvice.com\/UnderstandingCareshieldLife\/wp-content\/uploads\/2025\/03\/4-1.png?w=940&amp;ssl=1 940w, https:\/\/i0.wp.com\/sg-financialadvice.com\/UnderstandingCareshieldLife\/wp-content\/uploads\/2025\/03\/4-1.png?resize=200%2C168&amp;ssl=1 200w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/><\/p><p><span style=\"font-weight: 400;\">The continuation of extra interest rates and the maintenance of the floor interest rates offer CPF members a stable and reliable way to grow their retirement funds. Whether they are still accumulating savings or already receiving payouts from CPF Life, this policy ensures:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Higher savings accumulation over time<\/b><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Greater financial security for retirees<\/b><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Stable housing loan rates for homeowners<\/b><\/li><\/ul><p><span style=\"font-weight: 400;\">With these measures in place, CPF members can plan their finances with confidence, knowing that their savings will continue to grow steadily in Q2 2025 and beyond.<\/span><\/p><h2><span style=\"color: #4d0aa4;\">Financial Tips to Maximize Your CPF Savings<\/span><\/h2><h3>1. Maximize Your CPF Contributions<\/h3><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Voluntary top-ups to your <\/span><b>Special Account (SA) or Retirement Account (RA)<\/b><span style=\"font-weight: 400;\"> can help you earn higher interest (up to 4%).<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If you have excess funds, consider making CPF top-ups to take advantage of the <\/span><b>extra interest<\/b><span style=\"font-weight: 400;\"> in your CPF accounts.<\/span><\/li><\/ul><h3>2. Build an Emergency Fund<\/h3><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Save at least <\/span><b>3-6 months&#8217; worth of expenses<\/b><span style=\"font-weight: 400;\"> to cover unexpected financial difficulties.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Keep your emergency fund in a <\/span><b>high-interest savings account<\/b><span style=\"font-weight: 400;\"> or a fixed deposit for liquidity and growth.<\/span><\/li><\/ul><h3>3. Invest Wisely for Long-Term Growth<\/h3><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Consider <\/span><b>low-cost index funds, ETFs, or blue-chip stocks<\/b><span style=\"font-weight: 400;\"> to build wealth over time.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ensure your portfolio is <\/span><b>diversified<\/b><span style=\"font-weight: 400;\"> to minimize risks.<\/span><\/li><\/ul><h3>4. Avoid Unnecessary Debt<\/h3><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pay off high-interest debts (e.g., credit cards) as quickly as possible.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If taking a loan, compare interest rates and choose the most cost-effective option.<\/span><\/li><\/ul><h3>5. Plan for Retirement Early<\/h3><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Take advantage of <\/span><b>CPF Life<\/b><span style=\"font-weight: 400;\"> to secure lifelong income.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Supplement CPF savings with <\/span><b>private retirement plans<\/b><span style=\"font-weight: 400;\"> or <\/span><b>endowment policies<\/b><span style=\"font-weight: 400;\"> for added security.<\/span><\/li><\/ul><h3>6. Spend Below Your Means<\/h3><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Follow the <\/span><b>50\/30\/20 rule<\/b><span style=\"font-weight: 400;\">:<\/span><ul><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">50% for needs (housing, food, bills)<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">30% for wants (entertainment, shopping)<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">20% for savings &amp; investments<\/span><\/li><\/ul><\/li><\/ul><h3>7. Review Your Insurance Coverage<\/h3><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ensure you have <\/span><b>adequate health, life, and critical illness insurance<\/b><span style=\"font-weight: 400;\"> to protect against unexpected events.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If you&#8217;re a homeowner, review <\/span><b>home insurance<\/b><span style=\"font-weight: 400;\"> to safeguard your property.<\/span><\/li><\/ul><h3>8. Take Advantage of Government Schemes<\/h3><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Utilize <\/span><b>tax reliefs<\/b><span style=\"font-weight: 400;\"> such as CPF top-up reliefs and SRS (Supplementary Retirement Scheme) contributions.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Check for <\/span><b>housing grants<\/b><span style=\"font-weight: 400;\"> if planning to purchase an HDB flat.<\/span><\/li><\/ul><h3>9. Regularly Review Your Finances<\/h3><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Set aside time every 3-6 months to check your <\/span><b>budget, savings, investments, and debt levels<\/b><span style=\"font-weight: 400;\">.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Adjust your financial plan based on life changes (e.g., marriage, children, career shifts).<\/span><\/li><\/ul><h3>10. Keep Learning About Finance<\/h3><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Read books, attend financial workshops, or follow trusted finance professionals.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Stay updated on changes in CPF policies, investment opportunities, and tax benefits.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f9d242 elementor-widget elementor-widget-text-editor\" data-id=\"6f9d242\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong><span style=\"color: #800080;\">Learn More: <\/span><\/strong><span style=\"color: #800080;\"><a href=\"https:\/\/sg-financialadvice.com\/UnderstandingCareshieldLife\/8-tips-to-help-you-control-holiday-spending-in-singapore\/\">Starting The Year Right: Financial Tips For you<\/a><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a583f2c elementor-widget elementor-widget-heading\" data-id=\"a583f2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Final Thoughts<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a4e7d6 elementor-widget elementor-widget-image\" data-id=\"7a4e7d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"940\" height=\"788\" src=\"https:\/\/i0.wp.com\/sg-financialadvice.com\/UnderstandingCareshieldLife\/wp-content\/uploads\/2025\/03\/3-1.png?fit=940%2C788&amp;ssl=1\" class=\"attachment-full size-full wp-image-2860\" alt=\"\" srcset=\"https:\/\/i0.wp.com\/sg-financialadvice.com\/UnderstandingCareshieldLife\/wp-content\/uploads\/2025\/03\/3-1.png?w=940&amp;ssl=1 940w, https:\/\/i0.wp.com\/sg-financialadvice.com\/UnderstandingCareshieldLife\/wp-content\/uploads\/2025\/03\/3-1.png?resize=200%2C168&amp;ssl=1 200w\" sizes=\"(max-width: 940px) 100vw, 940px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9f4f229 elementor-widget elementor-widget-text-editor\" data-id=\"9f4f229\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">With CPF&#8217;s stable interest rates and extra interest benefits, members can confidently grow their savings while securing their financial future. By taking proactive steps\u2014such as maximizing contributions, reducing debt, and planning for retirement\u2014CPF members can make the most of their savings. With proper financial planning, they can look forward to a comfortable and secure retirement.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-971ccd7 elementor-widget elementor-widget-text-editor\" data-id=\"971ccd7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong><span style=\"color: #800080;\">Learn More: <\/span><\/strong><span style=\"color: #800080;\"><a href=\"https:\/\/sg-financialadvice.com\/UnderstandingCareshieldLife\/understanding-the-supplementary-retirement-scheme-srs-in-singapore\/\">Understanding the Supplementary Retirement Scheme (SRS) in Singapore<\/a><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Singaporeans can expect continued growth in their CPF savings as the Central Provident Fund (CPF) Board and Housing Board announced on March 12 that extra interest rates will remain unchanged for the second quarter of 2025. This initiative is part of the Government\u2019s ongoing commitment to enhancing the retirement savings of CPF members, ensuring they [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2857,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[27],"tags":[46],"class_list":["post-2856","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance","tag-insurance"],"aioseo_notices":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/sg-financialadvice.com\/UnderstandingCareshieldLife\/wp-content\/uploads\/2025\/03\/Understanding-Careshield-Feature-Image-11.png?fit=1507%2C969&ssl=1","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/sg-financialadvice.com\/UnderstandingCareshieldLife\/wp-json\/wp\/v2\/posts\/2856","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sg-financialadvice.com\/UnderstandingCareshieldLife\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sg-financialadvice.com\/UnderstandingCareshieldLife\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sg-financialadvice.com\/UnderstandingCareshieldLife\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sg-financialadvice.com\/UnderstandingCareshieldLife\/wp-json\/wp\/v2\/comments?post=2856"}],"version-history":[{"count":4,"href":"https:\/\/sg-financialadvice.com\/UnderstandingCareshieldLife\/wp-json\/wp\/v2\/posts\/2856\/revisions"}],"predecessor-version":[{"id":2865,"href":"https:\/\/sg-financialadvice.com\/UnderstandingCareshieldLife\/wp-json\/wp\/v2\/posts\/2856\/revisions\/2865"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sg-financialadvice.com\/UnderstandingCareshieldLife\/wp-json\/wp\/v2\/media\/2857"}],"wp:attachment":[{"href":"https:\/\/sg-financialadvice.com\/UnderstandingCareshieldLife\/wp-json\/wp\/v2\/media?parent=2856"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sg-financialadvice.com\/UnderstandingCareshieldLife\/wp-json\/wp\/v2\/categories?post=2856"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sg-financialadvice.com\/UnderstandingCareshieldLife\/wp-json\/wp\/v2\/tags?post=2856"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}