Loans, when used wisely, can be valuable tools for managing your finances. While secured loans like mortgages and car financing require you to pledge an asset, unsecured loans provide you with greater flexibility—without putting your assets on the line.In ...
Are You Overpaying with Dealer Financing?
Imagine this: You’re at a sleek car showroom, admiring your dream ride. The dealer leans in with a friendly smile and says, “Why not finance it with us? We offer in-house loans too.”Sounds convenient, right? But is it really the best financial move? Let’s ...
Gold Prices Reach Record High: A Comprehensive Guide to Investing in Gold in Singapore (2025)
As of April 21, 2025, gold prices have soared to an unprecedented high of $3,391.62 per ounce, driven by escalating global economic uncertainties, including intensified U.S.-China trade tensions and a weakening U.S. dollar . This surge underscores gold's ...
Wedding Loan vs Personal Loan: What’s the Smartest Way to Fund Your Wedding in Singapore?
Weddings are a celebration of love, commitment, and new beginnings. However, they can also come with significant financial implications. In Singapore, the cost of a wedding can be substantial, leading many couples to consider financing options such as wed ...
Climbing the Singaporean Wealth Ladder: Which Step Are You On?
Starting a new hobby or learning a new skill is often filled with excitement—until you realize just how much room there is for improvement. We've all been there. Whether it's trying to master a musical instrument or picking up a new sport, you begin as a ...
The Truth About Investment-Linked Insurance Plans: Costs, Myths, and Realities
If you've ever pitched an investment-linked insurance plan (ILP), you probably heard how it offers the "best of both worlds"—insurance protection and investment returns. Sounds appealing, right? But before you commit your hard-earned money, let's break do ...
Mastering Investment Risk: The Key to Smart Investing
Investing can be an exciting journey—a path to financial independence and a means to grow wealth. However, like any journey, it’s essential to understand the terrain before setting off. One of the most fundamental concepts every investor must grasp is ris ...
How to Cancel Your Credit Card in Singapore—Fast and Hassle-Free!
Got a credit card that’s just not cutting it anymore? Maybe the rewards aren’t worth it, the annual fees are burning a hole in your wallet, or you simply want to curb impulse spending. Whatever the reason, if your card is doing more harm than good, it’s t ...
Key Takeaways from Singapore Budget 2025: What You Need to Know
Singapore’s Budget 2025, unveiled by Prime Minister and Finance Minister Lawrence Wong on 18 February 2025, is designed as a comprehensive plan to support citizens at different life stages. Titled “Onward Together for a Better Tomorrow,” the Budget focuse ...
Home Renovation Costs in Singapore: A 2025 Homeowner’s Guide
Buying a home is a significant milestone and a major investment. Since you’ll likely be living in your home for years, it’s essential to ensure the renovation aligns with your taste and needs, especially if you’re purchasing a resale flat. But how much do ...