Every year, the same question quietly surfaces once the Christmas lights come down and the New Year countdown ends:Is holiday spending finally over after Christmas?On the surface, it feels like it should be. The gifts are opened, the feasts are done, and ...
How Staying Actively Invested Can Secure Your Retirement Finances
Retirement is a stage of life many people look forward to—an opportunity to relax, pursue hobbies, travel, or spend quality time with loved ones. But all too often, the dream of a stress-free retirement is threatened by one critical factor: insufficient f ...
Why I’m 53 and Still Choosing to Work: Rethinking Retirement on My Own Terms
Retirement has long been seen as a milestone that follows a predictable path: work hard, pay your dues, and step aside when the time comes. But the reality of today’s workplaces is far more nuanced. While companies have made strides in embracing diversity ...
Planning Holidays and Traineeships in the Age of AI
Planning a holiday and preparing for a traineeship used to feel like two separate parts of life. One was meant for rest, discovery, and fun, while the other was about building your future and shaping your career. But in the age of artificial intelligence, ...
Is It Okay That Singaporeans Are Prioritising Travel Over Saving for Retirement?
Walk around any café in Singapore on a Monday morning and you’ll overhear the same thing: “I just came back from Japan…”, “Bali again next month…”, “I think I’ll take a quick trip to Bangkok.”Travel has become such a big part of our identity that it almos ...
Glide‑Path Funds Debut — But Retirees Still Face the Withdrawal Dilemma
Retirement planning is supposed to be straightforward: save diligently, shift into safer investments as you approach retirement, then draw down at a modest rate and hope your money lasts. But in reality, it is rarely that simple. Fund providers are now la ...
Smart Money Moves: How to Get Your Finances in Order in Singapore
Money is one of those things that affects every part of our lives — but few of us are ever truly taught how to manage it well. In Singapore, where the cost of living continues to rise, getting your finances in order isn’t just about wealth building — it’s ...
1 in 2 Singapore Residents Plans to Work After Retirement
When you think of retirement, what comes to mind? Perhaps the image of long vacations, peaceful mornings, and well-deserved rest after decades of hard work. But for many Singapore residents today, that idea is evolving.According to the latest AIA Live Bet ...
The Hidden Side of Financial Discipline: Why Saver’s Regret Deserves More Attention
We often hear stories of people who splurged on something they didn’t need and later felt that familiar sting — buyer’s guilt.It’s the sinking feeling that comes after a purchase you can’t justify, the internal voice whispering, “You shouldn’t have bought ...
Invest for the Long Haul: Why Timing the Market Rarely Works
In the world of investing, one piece of advice surfaces again and again — don’t try to time the market; focus on staying in it over the long run. It may sound simple, but behind that admonition is a mountain of evidence, market behavior, and psychological ...