Shopping can be a great way to find bargains, but false Bargains are all around us and they can often cost you more in the long run than if you'd just paid full price for something of higher quality up front. The holidays are just around the corner, an ...
7 Ways to Save Money on Christmas Gifts This Year
Christmas is always an expensive time of year, and it can be hard to find ways to save money on gifts for your loved ones. But with a little creativity, you can get the most out of your holiday budget.One of the biggest challenges when it comes to saving ...
Top Strategies To Get the Most Out of Your Credit Card Rewards
If you've been using credit cards for a while and know how to spend them wisely, then you'll definitely become an expert in maximizing the rewards you receive from these cards in no time.The Christmas season is drawing near, which means that it is time fo ...
Private Medical Bills: keeping Your Out of Pocket Costs Affordable
Hospitalization, long-term care, and major surgery are often associated with extremely high medical costs. When we choose from various health care options, it may always seem convenient to go with government-subsidized public healthcare in Singapore, ...
Money Budgeting: A Guide to Stretch a One-Income Household in Singapore
It's not easy to be the single breadwinner in a household. Paying the monthly bills for an entire family could cause both emotional and financial turmoil. We all know how difficult it is to be the primary earner in a family, ensuri ...
How to Build an Emergency Fund on a Tight Budget
It's a rule of thumb to save at least three to six months of living expenses for an emergency fund. But what if you're on a tight budget and have limited savings? As the name implies, 'emergency fund' serves as a financial reserve for unanticipated ...
Plan for Retirement Success in Your 40s
Are you in your 40's but without sufficient retirement funds? Well you are not the only one experiencing it.According to a survey conducted by St. James's Place (SJP) Asia, more than half of Singaporeans aged 45 and up have not saved enough for retirement ...
10 Things Nobody Told You About Retirement
As you draw closer to retirement, it's essential to refine your vision of the future and figure out how you'll spend the rest of your days. You'llĀ need a source of income that can fulfill the things you need, so you'll have the means to enjoy your retire ...
Do You Have Spare Cash? Stocks or Properties? Or the Secret Menu That Many Rich People Are Using?
Many of us have probably dreamed of becoming rich at some point in our lives and might have wondered why some people attain massive wealth so easily, with little difficulty, whereas others struggle to find financial success. Most people are well-off by th ...
Three Most Important Retirement Success Factors
Most people envision a comfortable retirement filled with a luxurious lifestyle and an abundance of family time. While these goals may be achievable, they aren't realistic for everyone. If you hope to retire comfortably and enjoy your golden years ...