Loans, when used wisely, can be valuable tools for managing your finances. While secured loans like mortgages and car financing require you to pledge an asset, unsecured loans provide you with greater flexibility—without putting your assets on the line.In ...
Are You Overpaying with Dealer Financing?
Imagine this: You’re at a sleek car showroom, admiring your dream ride. The dealer leans in with a friendly smile and says, “Why not finance it with us? We offer in-house loans too.”Sounds convenient, right? But is it really the best financial move? Let’s ...
Gold Prices Reach Record High: A Comprehensive Guide to Investing in Gold in Singapore (2025)
As of April 21, 2025, gold prices have soared to an unprecedented high of $3,391.62 per ounce, driven by escalating global economic uncertainties, including intensified U.S.-China trade tensions and a weakening U.S. dollar . This surge underscores gold's ...
Wedding Loan vs Personal Loan: What’s the Smartest Way to Fund Your Wedding in Singapore?
Weddings are a celebration of love, commitment, and new beginnings. However, they can also come with significant financial implications. In Singapore, the cost of a wedding can be substantial, leading many couples to consider financing options such as wed ...
Climbing the Singaporean Wealth Ladder: Which Step Are You On?
Starting a new hobby or learning a new skill is often filled with excitement—until you realize just how much room there is for improvement. We've all been there. Whether it's trying to master a musical instrument or picking up a new sport, you begin as a ...
How to Cancel Your Credit Card in Singapore—Fast and Hassle-Free!
Got a credit card that’s just not cutting it anymore? Maybe the rewards aren’t worth it, the annual fees are burning a hole in your wallet, or you simply want to curb impulse spending. Whatever the reason, if your card is doing more harm than good, it’s t ...
Key Takeaways from Singapore Budget 2025: What You Need to Know
Singapore’s Budget 2025, unveiled by Prime Minister and Finance Minister Lawrence Wong on 18 February 2025, is designed as a comprehensive plan to support citizens at different life stages. Titled “Onward Together for a Better Tomorrow,” the Budget focuse ...
Home Renovation Costs in Singapore: A 2025 Homeowner’s Guide
Buying a home is a significant milestone and a major investment. Since you’ll likely be living in your home for years, it’s essential to ensure the renovation aligns with your taste and needs, especially if you’re purchasing a resale flat. But how much do ...
Comprehensive Guide to CPF in Singapore (2025)
The Central Provident Fund (CPF) is a crucial part of Singapore’s social security system, ensuring that individuals have savings for retirement, healthcare, and housing. As we step into 2025, several key changes are taking place, including increased contr ...
How to Avoid Lifestyle Inflation (When You Finally Get That Pay Rise)
You’ve just received a well-deserved raise—congratulations! A pay bump is a clear recognition of your hard work and dedication, so it’s natural to feel the urge to reward yourself. Perhaps a fancy dinner, a new gadget, or even considering a lifestyle upgr ...