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Posts in category: Financial Matters

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How to Avoid Lifestyle Inflation (When You Finally Get That Pay Rise)

February 21, 2025
by Sg-financialadvice Financial Matters

You’ve just received a well-deserved raise—congratulations! A pay bump is a clear recognition of your hard work and dedication, so it’s natural to feel the urge to reward yourself. Perhaps a fancy dinner, a new gadget, or even considering a lifestyle upgr ...

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Public Holidays in Singapore 2025: How to Get 48 Days of Holiday Using 15 Days of Annual Leave

January 31, 2025
by Sg-financialadvice Financial Matters

Can you believe it’s already 2025? It feels like just yesterday we were planning our New Year’s resolutions and looking ahead to the holidays. Now that we're in the new year, it’s the perfect time to plan ahead and make the most of your time off.What’s th ...

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Friendly Trips from Singapore in 2025: Top 3D2N Destinations

January 24, 2025
by Sg-financialadvice Financial MattersLifestyle

Need a quick break or a refreshing change of scenery? Lucky for us in Singapore, there’s no shortage of incredible destinations just a short hop away. Whether you’re a family with young kids, a couple looking for romance, or a solo traveler seeking new ex ...

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Avoiding Debt Singapore 2025

January 3, 2025
by Sg-financialadvice Financial Matters

In the bustling city-state of Singapore, the cost of living continues to rise, and managing finances effectively has never been more critical. For many, the allure of a comfortable lifestyle, complete with gadgets, vacations, and luxurious purchases, can ...

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Navigating Holiday Finances: Tips for a Stress-Free Season

December 27, 2024
by Sg-financialadvice Financial Matters

The holiday season is synonymous with joy, celebration, and giving—but for many, it can also bring financial stress. From gift shopping to festive meals and travel plans, the expenses add up quickly. But managing your finances during this time doesn’t hav ...

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Guide to Understanding Foreign Exchange Rates: What Every Singaporean Should Know

December 20, 2024
by Sg-financialadvice Financial Matters

Foreign exchange rates may seem distant for those not actively trading currencies, but for Singaporeans, they influence daily life in ways that might surprise you. From the cost of imported goods to inflation, the value of the Singapore Dollar (SGD) is co ...

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Is Upgrading from an HDB to a Condo Essential for Building Wealth? Rating Reddit Advices

November 22, 2024
by Sg-financialadvice Financial Matters

In Singapore, few words spark as much emotion as “HDB”—whether it’s the excitement of purchasing your first flat or the intricate considerations of upgrading to a condominium. As property values continue to rise, many Singaporeans wonder if moving from an ...

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Why Does Gen Z Approach Financial Security Differently?

November 1, 2024
by Sg-financialadvice Financial Matters

Generation Z has a unique take on financial security that sets them apart from older generations. Their mindset, shaped by several impactful global events and trends, reflects a distinct approach to saving, spending, and life planning.While financial stab ...

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Save or Pay Off Debt First? Making the Right Choice for Your Financial Future

October 25, 2024
by Sg-financialadvice Financial Matters

Debt can affect anyone—not just those who overspend but also people who budget carefully. Sometimes, an unexpected event like a job loss or medical emergency forces us into debt despite our best efforts to stay financially sound. The key is to understand ...

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How to Elevate Your Finances with Smart Money Habits

October 4, 2024
by Sg-financialadvice Financial Matters

Setting financial goals is often the first step in developing a solid financial plan. While these goals provide direction, merely setting them isn’t enough. Much like New Year’s resolutions to exercise more, declutter the house, or start a new hobby, many ...

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