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Posts in category: Financial Matters

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Purchasing Your First Home: A Simple Guide

March 22, 2024
by Sg-financialadvice Financial Matters

Purchasing your first home is a monumental step that marks a significant milestone in your life. It's a decision that involves not just finding the right property but also managing your finances wisely.It signifies not only a personal achievement but also ...

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Safeguarding Your Retirement Savings During Recessions

February 23, 2024
by Sg-financialadvice Financial Matters

The last few years have seen us work hard and diligently save for a comfortable retirement. Things seemed right on track and then - a recession hit out of nowhere. Despite a brighter forecast for this year, the evolving pandemic situation still casts a sh ...

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Should You Buy Now, Pay Later? Evaluating the Pros and Cons of BNPL Schemes

January 26, 2024
by Sg-financialadvice Financial Matters

Buy Now, Pay Later (BNPL) has become a popular method of payment, allowing consumers to make purchases and pay in instalments without incurring interest charges. However, this seemingly convenient option comes with both advantages and disadvantages. This ...

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Setting and Achieving Financial Goals in 2024: A Blueprint for Success

December 29, 2023
by Sg-financialadvice Financial Matters

As we step into the new year, it's an opportune time to reflect on our financial journey and set ambitious yet achievable goals for the upcoming year. Whether you're aiming to build an emergency fund, pay off debts, invest for the future, or achieve other ...

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Embrace the Season of Giving with Financial Awareness!

December 22, 2023
by Sg-financialadvice Financial Matters

As the season of giving unfolds, the excitement of holiday shopping for loved ones and treating ourselves to a few indulgences is undeniable. Yet, amidst the festive cheer, it's crucial to be attuned to potential financial red flags. The joy of generosity ...

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Is Ride Hailing Or Buying A Car More Economical In Singapore?

November 17, 2023
by Sg-financialadvice Financial Matters

The high costs associated with owning, running, and maintaining a car make it a luxury in Singapore. However, more people are choosing ride-hailing platforms services over having a car, as these services like Grab and Gojek gain popularity.When would it b ...

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Understanding and Overcoming OCD: Symptoms, Treatments, and Financing Options

October 27, 2023
by Sg-financialadvice Financial MattersHealth

Dealing with Obsessive-Compulsive Disorder (OCD) can be a challenging journey, but understanding the symptoms, available treatments, and financing options can help individuals and their families navigate this condition more effectively. OCD is a mental he ...

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Financial Planning For Children With Special Needs

October 20, 2023
by Sg-financialadvice Financial Matters

Our children are our greatest love as parents, and we only want the best for them. Although having a child with special needs may not be what you had anticipated, parenting your child will be an even greater experience. Raising a child with special needs ...

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Budgeting For Car In Singapore

September 22, 2023
by Sg-financialadvice Financial MattersLifestyle

It is well known that purchasing a car in Singapore is an expensive process due to the high density of vehicles on our roads and supplementary fees that car owners must pay.Owning a car may be more of a want than a necessity for many people as a result of ...

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How Important Is My Credit Score?

September 15, 2023
by Sg-financialadvice Financial Matters

Are you aware that your credit payment history is "on the record" and has an impact on how lenders like banks view you as a borrower? This could be disconcerting to some. However, this is a reality in almost every country with a comprehensive financial sy ...

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