In the world of investing, one piece of advice surfaces again and again — don’t try to time the market; focus on staying in it over the long run. It may sound simple, but behind that admonition is a mountain of evidence, market behavior, and psychological ...
Top 12 Questions Singaporeans Are Asking About T-Bills in 2025
Not long ago, Singapore Treasury Bills (T-Bills) were the hottest short-term investment in town. When yields touched 3.7% in mid-2024, investors queued in droves to secure a piece of the action. But fast forward to August 2025, and the story has completel ...
Understanding SDIC (Singapore Deposit Insurance Corporation) and Why It Matters
In today’s unpredictable financial world, confidence and trust in our banking and insurance systems are more important than ever. Most of us work hard to earn and save money. But have you ever asked yourself, “What happens to my savings if my bank suddenl ...
The Truth About Investment-Linked Insurance Plans: Costs, Myths, and Realities
If you've ever pitched an investment-linked insurance plan (ILP), you probably heard how it offers the "best of both worlds"—insurance protection and investment returns. Sounds appealing, right? But before you commit your hard-earned money, let's break do ...
Mastering Investment Risk: The Key to Smart Investing
Investing can be an exciting journey—a path to financial independence and a means to grow wealth. However, like any journey, it’s essential to understand the terrain before setting off. One of the most fundamental concepts every investor must grasp is ris ...
How Do Singapore Treasury Bills Work and Are They Worth Investing In
In today's investment landscape, where options range from high-risk stocks to low-risk savings accounts, finding the right balance between security and return can be challenging. For those seeking a conservative investment with minimal risk, Singapore Tre ...
Financial Investment Checklist: Important Signs That You’re Ready to Invest
Investing is a powerful tool for building wealth and securing your financial future, but knowing when you're ready to take that step is crucial. Jumping into investments without proper preparation can lead to unnecessary risks and financial stress. Before ...
Securing Your Financial Future: The Power of Diversified Asset Allocation
In the ever-changing landscape of investment, uncertainty lurks around every corner. Economic downturns, market volatility, and unforeseen events can wreak havoc on even the most carefully constructed portfolios. However, amidst these challenges, there ex ...
Navigating the High Seas of Cryptocurrency Volatility: Strategies for Weathering the Storm
Over the past year, we've witnessed significant setbacks within the cryptocurrency industry, epitomized by the downfall of FTX, once a prominent global exchange, now declaring bankruptcy. This incident is just one among several catastrophic events plaguin ...
How an Investment-linked Plan Can Turn Your Financial Dreams to Life
Being a young adult and managing financial responsibilities can be overwhelming, especially when there are so many adult duties to consider. From student loan repayments to saving for major life milestones such as preparing for marriage and owning your f ...