Generation Z has a unique take on financial security that sets them apart from older generations. Their mindset, shaped by several impactful global events and trends, reflects a distinct approach to saving, spending, and life planning.While financial stab ...
Save or Pay Off Debt First? Making the Right Choice for Your Financial Future
Debt can affect anyone—not just those who overspend but also people who budget carefully. Sometimes, an unexpected event like a job loss or medical emergency forces us into debt despite our best efforts to stay financially sound. The key is to understand ...
Practical Tips To Maximize Your Electricity Savings in Singapore
In Singapore’s fast-paced urban environment, managing energy consumption has become a crucial aspect of household and business expenses. With rising electricity prices and a growing emphasis on environmental sustainability, finding ways to maximize electr ...
Maximizing Your Salary Increment for Long-Term Financial Health
With nearly one-third of employers in Singapore planning to increase wages in the first quarter of 2024, as reported by the Ministry of Manpower (MOM), employees have reason to be optimistic about their financial prospects. According to Mercer's Total Rem ...
Top 7 Free Budgeting Apps to Master Your Finances in 2024
Managing personal finances can be daunting, but budgeting apps simplify the process, helping you track spending, set financial goals, and manage expenses efficiently. In 2024, several free budgeting apps stand out for their user-friendly interfaces and po ...
Can My CPF Savings Outpace Inflation for a Secure Retirement?
With inflation rising in Singapore last year, many are left pondering whether their Central Provident Fund (CPF) savings will suffice for their retirement. The issue of inflation eroding purchasing power is not something new, as many have witnessed their ...
Safeguarding Your Retirement Savings During Recessions
The last few years have seen us work hard and diligently save for a comfortable retirement. Things seemed right on track and then - a recession hit out of nowhere. Despite a brighter forecast for this year, the evolving pandemic situation still casts a sh ...
Should You Buy Now, Pay Later? Evaluating the Pros and Cons of BNPL Schemes
Buy Now, Pay Later (BNPL) has become a popular method of payment, allowing consumers to make purchases and pay in instalments without incurring interest charges. However, this seemingly convenient option comes with both advantages and disadvantages. This ...
Starting the Year with the Right Insurance Protection: A Guide to Financial Security
As we embark on a new year, it's a time for fresh beginnings and resolutions. While many focus on health and personal goals, it's equally important to prioritize financial well-being. One crucial aspect of financial security is having the right insurance ...
Setting and Achieving Financial Goals in 2024: A Blueprint for Success
As we step into the new year, it's an opportune time to reflect on our financial journey and set ambitious yet achievable goals for the upcoming year. Whether you're aiming to build an emergency fund, pay off debts, invest for the future, or achieve other ...