Loans, when used wisely, can be valuable tools for managing your finances. While secured loans like mortgages and car financing require you to pledge an asset, unsecured loans provide you with greater flexibility—without putting your assets on the line.In ...
Are You Overpaying with Dealer Financing?
Imagine this: You’re at a sleek car showroom, admiring your dream ride. The dealer leans in with a friendly smile and says, “Why not finance it with us? We offer in-house loans too.”Sounds convenient, right? But is it really the best financial move? Let’s ...
Gold Prices Reach Record High: A Comprehensive Guide to Investing in Gold in Singapore (2025)
As of April 21, 2025, gold prices have soared to an unprecedented high of $3,391.62 per ounce, driven by escalating global economic uncertainties, including intensified U.S.-China trade tensions and a weakening U.S. dollar . This surge underscores gold's ...
How to Cancel Your Credit Card in Singapore—Fast and Hassle-Free!
Got a credit card that’s just not cutting it anymore? Maybe the rewards aren’t worth it, the annual fees are burning a hole in your wallet, or you simply want to curb impulse spending. Whatever the reason, if your card is doing more harm than good, it’s t ...
Key Takeaways from Singapore Budget 2025: What You Need to Know
Singapore’s Budget 2025, unveiled by Prime Minister and Finance Minister Lawrence Wong on 18 February 2025, is designed as a comprehensive plan to support citizens at different life stages. Titled “Onward Together for a Better Tomorrow,” the Budget focuse ...
Public Holidays in Singapore 2025: How to Get 48 Days of Holiday Using 15 Days of Annual Leave
Can you believe it’s already 2025? It feels like just yesterday we were planning our New Year’s resolutions and looking ahead to the holidays. Now that we're in the new year, it’s the perfect time to plan ahead and make the most of your time off.What’s th ...
Avoiding Debt Singapore 2025
In the bustling city-state of Singapore, the cost of living continues to rise, and managing finances effectively has never been more critical. For many, the allure of a comfortable lifestyle, complete with gadgets, vacations, and luxurious purchases, can ...
Navigating Holiday Finances: Tips for a Stress-Free Season
The holiday season is synonymous with joy, celebration, and giving—but for many, it can also bring financial stress. From gift shopping to festive meals and travel plans, the expenses add up quickly. But managing your finances during this time doesn’t hav ...
Guide to Understanding Foreign Exchange Rates: What Every Singaporean Should Know
Foreign exchange rates may seem distant for those not actively trading currencies, but for Singaporeans, they influence daily life in ways that might surprise you. From the cost of imported goods to inflation, the value of the Singapore Dollar (SGD) is co ...
Top 6 Subscription Services Worth Investing In
In today’s fast-paced world, convenience and efficiency have become essential in navigating our daily lives. Subscription services have revolutionized how we consume entertainment, enhance our skills, maintain our health, and store our valuable digital as ...