The last few years have seen us work hard and diligently save for a comfortable retirement. Things seemed right on track and then - a recession hit out of nowhere. Despite a brighter forecast for this year, the evolving pandemic situation still casts a sh ...
Should You Buy Now, Pay Later? Evaluating the Pros and Cons of BNPL Schemes
Buy Now, Pay Later (BNPL) has become a popular method of payment, allowing consumers to make purchases and pay in instalments without incurring interest charges. However, this seemingly convenient option comes with both advantages and disadvantages. This ...
Starting the Year with the Right Insurance Protection: A Guide to Financial Security
As we embark on a new year, it's a time for fresh beginnings and resolutions. While many focus on health and personal goals, it's equally important to prioritize financial well-being. One crucial aspect of financial security is having the right insurance ...
Setting and Achieving Financial Goals in 2024: A Blueprint for Success
As we step into the new year, it's an opportune time to reflect on our financial journey and set ambitious yet achievable goals for the upcoming year. Whether you're aiming to build an emergency fund, pay off debts, invest for the future, or achieve other ...
Embrace the Season of Giving with Financial Awareness!
As the season of giving unfolds, the excitement of holiday shopping for loved ones and treating ourselves to a few indulgences is undeniable. Yet, amidst the festive cheer, it's crucial to be attuned to potential financial red flags. The joy of generosity ...
4 Affordable Investments You Can Start With In Singapore
One of the most common barriers to getting started with investing is the belief that you must first have a large sum of money. While this is a prevalent myth, it is not uncommon to hear. Fairly speaking, not everyone has S$100,000 on hand. But the good ne ...
Budgeting For Car In Singapore
It is well known that purchasing a car in Singapore is an expensive process due to the high density of vehicles on our roads and supplementary fees that car owners must pay.Owning a car may be more of a want than a necessity for many people as a result of ...
Going Cashless Without Overspending Your Budget
A widespread misconception is that people who overspend usually buy a lot of expensive things. The truth is that most people who are in debt have spent too much money on everyday items like eating out, transportation, and vacations. They are like a frog i ...
Follow The 50-30-20 Rule To Simplify Your Budget
Keeping our spending under check on a daily basis might be challenging due to the prevalence of unforeseen occurrences and appealing cravings. While it may be difficult, that's no excuse to fully disregard it. Creating a budget and working within the cons ...
Money Tips For Millennials In Singapore
It's the process of accurately and quantitatively determining an investor's risk tolerance, or appetite, so that pivotal portfolio decisions can be made on the basis of that information. It's a simple way to express the percentage of a portfolio's value t ...