If you’re short on time, here’s the key takeaway:Let your investments recover—don’t sell in panic.Shift some funds to safer income streams like CPF LIFE or annuities.Keep a strong emergency fund to avoid selling investments at a loss.Retirement is a miles ...
The High Cost of Therapy: Why It’s Hard for Many to Afford Mental Health Care
Mental health care is crucial, and therapy often serves as a critical step in managing and treating mental health conditions. However, for many individuals, the high cost of therapy remains a significant barrier. The increasing demand for mental health se ...
Rethinking Emergency Funds: Why Your Safety Net May Fall Short
An emergency fund is often hailed as the cornerstone of financial security—a buffer against life's unpredictable challenges. Traditional financial wisdom suggests setting aside three to six months' worth of living expenses to cover unforeseen events like ...