If you take the bus or MRT every day, you’ve probably already heard the news: public transport fares in Singapore are increasing again from December 27. And whenever fares go up — even by a few cents — the first thing that comes to mind is, “How much ...
Make Your Money Work: How to Maximise Your SRS and Retire Wealthy
Most Singaporeans have heard of the Supplementary Retirement Scheme (SRS). It’s one of the most overlooked yet powerful tools designed to help you save for retirement while enjoying immediate tax savings. But here’s the catch — many people open an SR ...
From ‘I’ to ‘We’: 5 Reasons Social Investing Is the Future
When many of us think about investing, the mindset is simple: what can I gain? What can I earn? What’s my return? The pronoun “I” looms large. But what if we shifted the lens to we, to us, to how our capital can connect with communities, causes and ...
Are You Truly Covered by Health Insurance
https://sg-financialadvice.com/UnderstandingCareshieldLife/are-you-truly-covered-by-health-insurance/↗ Why you still need personal coverage even when your company provides it If you’re working full-time, chances are your employer offers some for ...
I Earn Decently, But Why Am I Still Broke?
You’ve got a decent job, a steady paycheck, and maybe even the occasional bonus. By most standards, you’re doing fine.But here’s the question that nags at many Singaporeans: “If I’m earning well… why do I still feel broke?”You’re not alone. In fact, ...
CPF Investment for Young Adults: Smart Move or Risky Gamble?
For many young working adults in Singapore, the Central Provident Fund (CPF) is already a major part of their financial lives — whether for retirement savings, housing, or healthcare. But as people become more financially savvy, a pressing question e ...
Why Healthy Habits Lead to Better Savings: The Link Between Diet, Lifestyle, and Financial Security
In today’s fast-paced world, two areas dominate the concerns of young professionals: staying healthy and becoming financially secure. While these may seem like separate goals, new studies reveal a strong connection between the two. People who commit ...
Simple Protection, Real Value: Why SAFRA Members Should Consider Term Life Insurance
When it comes to financial planning, many people in Singapore understand the importance of having insurance but often hesitate because the products seem complicated. Whole life, investment-linked, riders, cash values—the jargon can feel overwhelming. ...
Manage Your Household Finances as an Adult in Singapore
Managing your household finances as an adult is one of the most crucial skills you’ll ever develop. In a place like Singapore—where the cost of living is among the highest in Asia, but opportunities for wealth building are also plentiful—financial di ...
CareShield Life 2025 Explained: Benefits, Changes, and How to Maximise Your Coverage
On 27 August 2025, the Singapore government confirmed upcoming changes to CareShield Life, the national disability insurance scheme. Starting 2026, payouts will rise at a faster rate—but so will premiums.This balance of higher protection and higher c ...










