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December 15, 2025
by Understanding Careshield

What Does Gen Z Say About Multiple Streams of Income? Why Side Hustles Are the New Normal

Why Gen Z Is Redefining Income and Career StabilityFor decades, the formula for financial success seemed clear: get a good education, land a stable job, climb the career ladder, and rely on a monthly paycheck. For Gen Z, that formula no longer feels ...

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December 8, 2025
by Understanding Careshield

The Hidden Traps of Travel Spending — and How to Take Back Control

Travel is supposed to be joyful—an escape from routine, a chance to explore new places, taste new food, and create memories we’ll talk about for years. But for many people, the excitement of travelling comes with a stressful companion: overspending.Y ...

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December 1, 2025
by Understanding Careshield

Your Complete Guide to Senior Savings in Singapore: 9 Types of Discounts Every Senior Should Know in 2025

Life after 55 isn’t about slowing down—it’s about enjoying more value for every dollar. Whether you’re picking up groceries, catching a weekday movie, enrolling in a course, or staying connected with your family group chat, Singapore offers a wide ra ...

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November 24, 2025
by Understanding Careshield

Public Transport Fare Hike 2025: What the New Prices Really Mean for Your Daily Commute

If you take the bus or MRT every day, you’ve probably already heard the news: public transport fares in Singapore are increasing again from December 27. And whenever fares go up — even by a few cents — the first thing that comes to mind is, “How much ...

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November 17, 2025
by Understanding Careshield

Make Your Money Work: How to Maximise Your SRS and Retire Wealthy

Most Singaporeans have heard of the Supplementary Retirement Scheme (SRS). It’s one of the most overlooked yet powerful tools designed to help you save for retirement while enjoying immediate tax savings. But here’s the catch — many people open an SR ...

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November 3, 2025
by Understanding Careshield

From ‘I’ to ‘We’: 5 Reasons Social Investing Is the Future

When many of us think about investing, the mindset is simple: what can I gain? What can I earn? What’s my return? The pronoun “I” looms large. But what if we shifted the lens to we, to us, to how our capital can connect with communities, causes and ...

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October 27, 2025
by Understanding Careshield

Are You Truly Covered by Health Insurance

https://sg-financialadvice.com/UnderstandingCareshieldLife/are-you-truly-covered-by-health-insurance/↗ Why you still need personal coverage even when your company provides it If you’re working full-time, chances are your employer offers some for ...

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October 20, 2025
by Understanding Careshield

I Earn Decently, But Why Am I Still Broke?

You’ve got a decent job, a steady paycheck, and maybe even the occasional bonus. By most standards, you’re doing fine.But here’s the question that nags at many Singaporeans: “If I’m earning well… why do I still feel broke?”You’re not alone. In fact, ...

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October 13, 2025
by Understanding Careshield

CPF Investment for Young Adults: Smart Move or Risky Gamble?

For many young working adults in Singapore, the Central Provident Fund (CPF) is already a major part of their financial lives — whether for retirement savings, housing, or healthcare. But as people become more financially savvy, a pressing question e ...

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October 6, 2025
by Understanding Careshield

Why Healthy Habits Lead to Better Savings: The Link Between Diet, Lifestyle, and Financial Security

In today’s fast-paced world, two areas dominate the concerns of young professionals: staying healthy and becoming financially secure. While these may seem like separate goals, new studies reveal a strong connection between the two. People who commit ...

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