Have you reviewed your CPF retirement plans lately? If not, now is the perfect time to do so—especially if you're in your 30s like I am. Retirement might feel like it's far off, but preparing for it today can make all the difference in how comfortabl ...
10 Smart Ways to Lower Your Personal Income Tax in Singapore (YA 2026)
You know that feeling when you get that dreaded SMS from IRAS? Yup, it’s tax season—and the taxman’s here to collect.But here’s the good news: While paying taxes is part of life, there are legal and smart ways to reduce how much you actually pay. Whe ...
CPF Members to Continue Earning Extra Interest in Q2 2025
Singaporeans can expect continued growth in their CPF savings as the Central Provident Fund (CPF) Board and Housing Board announced on March 12 that extra interest rates will remain unchanged for the second quarter of 2025. This initiative is part of ...
Understanding the Supplementary Retirement Scheme (SRS) in Singapore
Planning for retirement is crucial, and beyond CPF, there’s another option available: the Supplementary Retirement Scheme (SRS). Unlike CPF, which is mandatory, SRS is entirely voluntary and comes with attractive tax benefits. However, it’s not a one ...
Maximizing Your Bonus: A Smart Approach to Growing Wealth in Your 20s
Receiving an annual bonus is a well-earned reward for your hard work, but how you use it can significantly impact your financial future. While it’s tempting to splurge on travel, gadgets, or luxury items, a strategic approach can turn this extra cash ...
Budget 2025: What It Means for Singaporeans
Prime Minister Lawrence Wong, in his first Budget address as Prime Minister, delivered the highly anticipated Budget 2025 statement on 18 February 2025. Titled "Onward Together For A Better Tomorrow," this year’s Budget is designed to bolster economi ...
Understanding Insurance Riders in Singapore: Which Ones Are Actually Worth It?
Just when you think you've found the perfect insurance policy, you notice something extra at the bottom of the page—insurance riders. These optional add-ons can enhance your coverage but come at an additional cost. The question is: do you really need ...
Everything You Need to Know About Nursing Homes in Singapore 2025
In recent years, Singapore has surpassed Japan in having the largest ageing population in the world, with citizens aged above 65 years. Our average life expectancy has risen to 83 years.Unfortunately, with longer life expectancy comes health conditio ...
How Much Does a Private Nurse for Elderly Care Really Cost in Singapore?
When it comes to family, most people would do whatever it takes to ensure the health and well-being of their loved ones, especially their aging parents. After all, our parents dedicated their lives to raising us, providing shelter, security, and stab ...
Cost of Health Screening Packages in Singapore (2025)—Public and Private Hospitals, Clinics, and More
Health screenings are a vital part of maintaining good health, especially in Singapore, where early detection of illnesses can mean the difference between effective treatment and devastating consequences. While many Singaporeans understand the import ...