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January 12, 2026
by Understanding Careshield

Why Singapore Retirees Should Prioritise CPF LIFE Before Other Retirement Investments

Retirement planning is one of the most important financial decisions Singaporeans make. As people live longer, the risk of outliving retirement savings has become real — and the last thing a retiree wants is to lose hard-earned savings to unsuitable ...

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January 5, 2026
by Understanding Careshield

Facing 2026 with Ease: Getting Your Finances Right in Singapore

As 2026 approaches, many Singaporeans are quietly asking the same question: “Am I financially ready for what’s coming next?”The past few years have taught us that stability can change quickly. Inflation spikes, higher interest rates, global uncertain ...

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December 29, 2025
by Understanding Careshield

Protecting Yourself With the Right Insurance Plans in the Coming Year

As a new year approaches, it’s natural to focus on goals like saving more, investing smarter, or improving your lifestyle. But one area that often gets overlooked—until it’s too late—is protection. The coming year brings uncertainties you can’t alway ...

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December 22, 2025
by Understanding Careshield

How to Review Your Finances in 30 Minutes: A Simple Financial Check-In for Busy Singaporeans

Most people don’t avoid reviewing their finances because they are careless, irresponsible, or bad with money. In reality, many people avoid it because the idea of looking at their finances feels emotionally heavy. They worry it will remind them of mi ...

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December 15, 2025
by Understanding Careshield

What Does Gen Z Say About Multiple Streams of Income? Why Side Hustles Are the New Normal

Why Gen Z Is Redefining Income and Career StabilityFor decades, the formula for financial success seemed clear: get a good education, land a stable job, climb the career ladder, and rely on a monthly paycheck. For Gen Z, that formula no longer feels ...

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December 8, 2025
by Understanding Careshield

The Hidden Traps of Travel Spending — and How to Take Back Control

Travel is supposed to be joyful—an escape from routine, a chance to explore new places, taste new food, and create memories we’ll talk about for years. But for many people, the excitement of travelling comes with a stressful companion: overspending.Y ...

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December 1, 2025
by Understanding Careshield

Your Complete Guide to Senior Savings in Singapore: 9 Types of Discounts Every Senior Should Know in 2025

Life after 55 isn’t about slowing down—it’s about enjoying more value for every dollar. Whether you’re picking up groceries, catching a weekday movie, enrolling in a course, or staying connected with your family group chat, Singapore offers a wide ra ...

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November 24, 2025
by Understanding Careshield

Public Transport Fare Hike 2025: What the New Prices Really Mean for Your Daily Commute

If you take the bus or MRT every day, you’ve probably already heard the news: public transport fares in Singapore are increasing again from December 27. And whenever fares go up — even by a few cents — the first thing that comes to mind is, “How much ...

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November 17, 2025
by Understanding Careshield

Make Your Money Work: How to Maximise Your SRS and Retire Wealthy

Most Singaporeans have heard of the Supplementary Retirement Scheme (SRS). It’s one of the most overlooked yet powerful tools designed to help you save for retirement while enjoying immediate tax savings. But here’s the catch — many people open an SR ...

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November 3, 2025
by Understanding Careshield

From ‘I’ to ‘We’: 5 Reasons Social Investing Is the Future

When many of us think about investing, the mindset is simple: what can I gain? What can I earn? What’s my return? The pronoun “I” looms large. But what if we shifted the lens to we, to us, to how our capital can connect with communities, causes and ...

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