https://sg-financialadvice.com/UnderstandingCareshieldLife/are-you-truly-covered-by-health-insurance/↗ Why you still need personal coverage even when your company provides it If you’re working full-time, chances are your employer offers some for ...
I Earn Decently, But Why Am I Still Broke?
You’ve got a decent job, a steady paycheck, and maybe even the occasional bonus. By most standards, you’re doing fine.But here’s the question that nags at many Singaporeans: “If I’m earning well… why do I still feel broke?”You’re not alone. In fact, ...
CPF Investment for Young Adults: Smart Move or Risky Gamble?
For many young working adults in Singapore, the Central Provident Fund (CPF) is already a major part of their financial lives — whether for retirement savings, housing, or healthcare. But as people become more financially savvy, a pressing question e ...
Why Healthy Habits Lead to Better Savings: The Link Between Diet, Lifestyle, and Financial Security
In today’s fast-paced world, two areas dominate the concerns of young professionals: staying healthy and becoming financially secure. While these may seem like separate goals, new studies reveal a strong connection between the two. People who commit ...
Simple Protection, Real Value: Why SAFRA Members Should Consider Term Life Insurance
When it comes to financial planning, many people in Singapore understand the importance of having insurance but often hesitate because the products seem complicated. Whole life, investment-linked, riders, cash values—the jargon can feel overwhelming. ...
Manage Your Household Finances as an Adult in Singapore
Managing your household finances as an adult is one of the most crucial skills you’ll ever develop. In a place like Singapore—where the cost of living is among the highest in Asia, but opportunities for wealth building are also plentiful—financial di ...
CareShield Life 2025 Explained: Benefits, Changes, and How to Maximise Your Coverage
On 27 August 2025, the Singapore government confirmed upcoming changes to CareShield Life, the national disability insurance scheme. Starting 2026, payouts will rise at a faster rate—but so will premiums.This balance of higher protection and higher c ...
Ageing Solo with Confidence: Your Complete Guide to Planning a Secure Future
Growing older is a journey, and for many individuals, this journey may be a solo one. Whether by choice or circumstance, living alone in your later years comes with its own set of freedoms—and responsibilities. While you may relish the independence, ...
SG60 Vouchers: Your Complete Guide to Claiming, Spending & Making the Most of Singapore’s Birthday Gift
As we mark Singapore’s 60th year of independence, 2025 is shaping up to be a milestone year for everyone living on this little red dot. Alongside spectacular celebrations, commemorative gifts, and special events, one of the most talked-about highligh ...
🛒 The Top 10 Strategies for Saving on Groceries—Without Feeling Like You’re Cutting Corners
Let’s be real. Grocery shopping these days can feel like a test of survival.You walk into the store intending to grab “just a few things,” and somehow your bill ends up looking like you’ve just stocked up for the apocalypse. With prices creeping up o ...