Before diving into the more complex details, it’s essential to first understand the basic structure of the CPF system. At its core, CPF is a mandatory social security savings program for Singapore citizens and permanent residents. While the monthly c ...
Million-Dollar Mindset: Balancing Enjoyment and Financial Goals
Who doesn’t dream of becoming a millionaire? I know I do, and the lines at Singapore Pools for those life-changing jackpots suggest I’m not alone. But let’s put the fantasy aside and consider a realistic question: What would it actually take to accum ...
10 Must-Follow Finfluencers for Smarter Money Moves in Singapore
In today’s digital age, social media isn’t just for sharing selfies or keeping up with trends—it’s also a goldmine for learning. You can plan your dream holiday via TikTok, learn to fix your car from a YouTube video, or even gather renovation tips fo ...
How Much Should You Earn Before Contributing to the Supplementary Retirement Scheme (SRS)?
Navigating the world of tax reliefs and investment options might not be as entertaining as viral social media trends (who really understands the whole "very demure, very mindful" trend?), but it’s definitely one of the most straightforward financial ...
The Pros and Cons of Taking a Personal Loan Amid Rising Costs of Living: Is It the Right Choice for You?
When was the last time you heard someone say, "Things are cheaper now than before!" Probably never. If anything, we’re all feeling the squeeze more than ever. Rising living costs are no stranger to Singaporeans, as the city-state consistently ranks a ...
Health Screenings in Singapore: Prioritizing Your Health
Living in Singapore comes with the benefit of one of the world’s top healthcare systems. With a rapidly aging population, ensuring that citizens receive adequate healthcare support is critical to managing and mitigating health risks. Despite Singapor ...
How Much Do You Need in Your CPF to Retire Comfortably in Singapore?
Retiring comfortably in Singapore is a common goal for many, who aspire to spend their golden years in relaxation, free from financial concerns. But achieving this ideal retirement requires a careful, strategic approach to savings, particularly throu ...
When is a Voluntary CPF Contribution a Smart Move for You
In a fast-paced world dominated by TikTok and the need for instant gratification, the idea of contributing voluntarily to your Central Provident Fund (CPF)—when you won't see the returns for decades—might seem counterintuitive. Why lock away your har ...
Achieving Your Life Goals: A Complete Guide to Budgeting and Saving
Whether you're dreaming of traveling the world, owning your first home, starting a family, or retiring comfortably, turning those dreams into reality requires more than just wishful thinking—it requires careful planning, smart budgeting, and discipli ...
What You Can Do to Stop the Sandwich Generation
The "sandwich generation" faces a unique and difficult financial dilemma—caught between the responsibility of raising children and supporting aging parents while also trying to secure their own financial future. Many find themselves overwhelmed, stre ...