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Posts in category: Financial Matters

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October 6, 2025
by Understanding Careshield

Why Healthy Habits Lead to Better Savings: The Link Between Diet, Lifestyle, and Financial Security

In today’s fast-paced world, two areas dominate the concerns of young professionals: staying healthy and becoming financially secure. While these may seem like separate goals, new studies reveal a strong connection between the two. People who commit ...

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September 15, 2025
by Understanding Careshield

Manage Your Household Finances as an Adult in Singapore

Managing your household finances as an adult is one of the most crucial skills you’ll ever develop. In a place like Singapore—where the cost of living is among the highest in Asia, but opportunities for wealth building are also plentiful—financial di ...

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August 25, 2025
by Understanding Careshield

SG60 Vouchers: Your Complete Guide to Claiming, Spending & Making the Most of Singapore’s Birthday Gift

As we mark Singapore’s 60th year of independence, 2025 is shaping up to be a milestone year for everyone living on this little red dot. Alongside spectacular celebrations, commemorative gifts, and special events, one of the most talked-about highligh ...

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July 28, 2025
by Understanding Careshield

🛒 The Top 10 Strategies for Saving on Groceries—Without Feeling Like You’re Cutting Corners

Let’s be real. Grocery shopping these days can feel like a test of survival.You walk into the store intending to grab “just a few things,” and somehow your bill ends up looking like you’ve just stocked up for the apocalypse. With prices creeping up o ...

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June 30, 2025
by Understanding Careshield

Got a Raise? Now Don’t Let Lifestyle Inflation Rob You Blind

So you finally got that long-awaited pay raise—congratulations! Maybe you’re already browsing new condo listings or planning a celebratory hotpot dinner with the crew.But before you go full HDL and swipe that card a little too freely, let’s talk abou ...

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June 23, 2025
by Understanding Careshield

Key Insights to Your Personal Finance Journey

Personal finance isn’t just about numbers. It’s about choices. It’s about the freedom to live life on your terms, the ability to sleep peacefully at night, and the confidence to plan for the future without fear. But for many, the journey to financial ...

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June 16, 2025
by Understanding Careshield

Welcoming 2025 Babies: What You Need to Know About the SG60 Baby Gift

Expecting a baby in 2025? Congratulations—you’re not just welcoming a new family member, you’re also part of a nationwide celebration! As Singapore turns 60, every Singaporean baby born in this special year will receive the SG60 Baby Gift—a curated b ...

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June 9, 2025
by Understanding Careshield

The Singaporean Wealth Ladder: Which Step Are You On?

In Singapore, conversations around money are often whispered—shared only among close family or friends. Yet, in a city where the cost of living is constantly on the rise and financial responsibilities stack up fast, understanding where you stand fina ...

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May 19, 2025
by Understanding Careshield

The High Cost of Therapy: Why It’s Hard for Many to Afford Mental Health Care

Mental health care is crucial, and therapy often serves as a critical step in managing and treating mental health conditions. However, for many individuals, the high cost of therapy remains a significant barrier. The increasing demand for mental heal ...

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May 5, 2025
by Understanding Careshield

Rethinking Emergency Funds: Why Your Safety Net May Fall Short

An emergency fund is often hailed as the cornerstone of financial security—a buffer against life's unpredictable challenges. Traditional financial wisdom suggests setting aside three to six months' worth of living expenses to cover unforeseen events ...

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