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Posts tagged: Financial Matters

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December 22, 2025
by Understanding Careshield

How to Review Your Finances in 30 Minutes: A Simple Financial Check-In for Busy Singaporeans

Most people don’t avoid reviewing their finances because they are careless, irresponsible, or bad with money. In reality, many people avoid it because the idea of looking at their finances feels emotionally heavy. They worry it will remind them of mi ...

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December 15, 2025
by Understanding Careshield

What Does Gen Z Say About Multiple Streams of Income? Why Side Hustles Are the New Normal

Why Gen Z Is Redefining Income and Career StabilityFor decades, the formula for financial success seemed clear: get a good education, land a stable job, climb the career ladder, and rely on a monthly paycheck. For Gen Z, that formula no longer feels ...

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December 8, 2025
by Understanding Careshield

The Hidden Traps of Travel Spending — and How to Take Back Control

Travel is supposed to be joyful—an escape from routine, a chance to explore new places, taste new food, and create memories we’ll talk about for years. But for many people, the excitement of travelling comes with a stressful companion: overspending.Y ...

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October 20, 2025
by Understanding Careshield

I Earn Decently, But Why Am I Still Broke?

You’ve got a decent job, a steady paycheck, and maybe even the occasional bonus. By most standards, you’re doing fine.But here’s the question that nags at many Singaporeans: “If I’m earning well… why do I still feel broke?”You’re not alone. In fact, ...

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October 13, 2025
by Understanding Careshield

CPF Investment for Young Adults: Smart Move or Risky Gamble?

For many young working adults in Singapore, the Central Provident Fund (CPF) is already a major part of their financial lives — whether for retirement savings, housing, or healthcare. But as people become more financially savvy, a pressing question e ...

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October 6, 2025
by Understanding Careshield

Why Healthy Habits Lead to Better Savings: The Link Between Diet, Lifestyle, and Financial Security

In today’s fast-paced world, two areas dominate the concerns of young professionals: staying healthy and becoming financially secure. While these may seem like separate goals, new studies reveal a strong connection between the two. People who commit ...

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September 15, 2025
by Understanding Careshield

Manage Your Household Finances as an Adult in Singapore

Managing your household finances as an adult is one of the most crucial skills you’ll ever develop. In a place like Singapore—where the cost of living is among the highest in Asia, but opportunities for wealth building are also plentiful—financial di ...

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August 25, 2025
by Understanding Careshield

SG60 Vouchers: Your Complete Guide to Claiming, Spending & Making the Most of Singapore’s Birthday Gift

As we mark Singapore’s 60th year of independence, 2025 is shaping up to be a milestone year for everyone living on this little red dot. Alongside spectacular celebrations, commemorative gifts, and special events, one of the most talked-about highligh ...

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July 28, 2025
by Understanding Careshield

🛒 The Top 10 Strategies for Saving on Groceries—Without Feeling Like You’re Cutting Corners

Let’s be real. Grocery shopping these days can feel like a test of survival.You walk into the store intending to grab “just a few things,” and somehow your bill ends up looking like you’ve just stocked up for the apocalypse. With prices creeping up o ...

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June 30, 2025
by Understanding Careshield

Got a Raise? Now Don’t Let Lifestyle Inflation Rob You Blind

So you finally got that long-awaited pay raise—congratulations! Maybe you’re already browsing new condo listings or planning a celebratory hotpot dinner with the crew.But before you go full HDL and swipe that card a little too freely, let’s talk abou ...

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