As we step into 2024, it’s an opportune time to reflect on our financial health. Beyond just tracking expenses or setting up a budget, taking a deeper, more reflective approach allows us to understand our relationship with money, identify areas for i ...
Starting the Year Right: Financial Tips for You
As the new year begins, it’s the perfect opportunity to take a closer look at your financial habits and set the tone for the months ahead. Whether you're saving for a new home, planning for retirement, or simply looking to manage daily expenses bette ...
8 Tips to Help You Control Holiday Spending in Singapore
The holiday season is a time for joy, celebration, and making memories with loved ones. But it can also be a period of overwhelming financial stress. With so many temptations to spend, from festive gatherings and gift shopping to travel and entertain ...
Understanding CPF: The Basics You Need to Know
Before diving into the more complex details, it’s essential to first understand the basic structure of the CPF system. At its core, CPF is a mandatory social security savings program for Singapore citizens and permanent residents. While the monthly c ...
Million-Dollar Mindset: Balancing Enjoyment and Financial Goals
Who doesn’t dream of becoming a millionaire? I know I do, and the lines at Singapore Pools for those life-changing jackpots suggest I’m not alone. But let’s put the fantasy aside and consider a realistic question: What would it actually take to accum ...
10 Must-Follow Finfluencers for Smarter Money Moves in Singapore
In today’s digital age, social media isn’t just for sharing selfies or keeping up with trends—it’s also a goldmine for learning. You can plan your dream holiday via TikTok, learn to fix your car from a YouTube video, or even gather renovation tips fo ...
How Much Should You Earn Before Contributing to the Supplementary Retirement Scheme (SRS)?
Navigating the world of tax reliefs and investment options might not be as entertaining as viral social media trends (who really understands the whole "very demure, very mindful" trend?), but it’s definitely one of the most straightforward financial ...
The Pros and Cons of Taking a Personal Loan Amid Rising Costs of Living: Is It the Right Choice for You?
When was the last time you heard someone say, "Things are cheaper now than before!" Probably never. If anything, we’re all feeling the squeeze more than ever. Rising living costs are no stranger to Singaporeans, as the city-state consistently ranks a ...
When is a Voluntary CPF Contribution a Smart Move for You
In a fast-paced world dominated by TikTok and the need for instant gratification, the idea of contributing voluntarily to your Central Provident Fund (CPF)—when you won't see the returns for decades—might seem counterintuitive. Why lock away your har ...
Achieving Your Life Goals: A Complete Guide to Budgeting and Saving
Whether you're dreaming of traveling the world, owning your first home, starting a family, or retiring comfortably, turning those dreams into reality requires more than just wishful thinking—it requires careful planning, smart budgeting, and discipli ...